TON believers
You hold TON for the long run and you don't trust anyone else to hold it for you. Now it can pay for dinner without ever leaving your custody.
- Your wallet, your keys
- Staking with the TON pioneers
- No exchange in the middle
Non-custodial · Built on TON · By TON's first builders
Spend your crypto.
Keep your keys.
Tonhub is a TON wallet with a debit card attached. The card draws on your own wallet, so you can pay at the till, online or into a bank account without first parking your coins on an exchange. No P2P desks, no custodian, no waiting.
See how the card works →90M+shops and sites that take the card
€25,000card spending a month
Only youcan sign for your wallet
Hold, stake and spend
◆TON₮USDT on TON
Pay out to any IBAN via SEPA · SWIFT
01 Who it's for
For people who'd rather hold their own.
Exchange cards ask you to hand your coins over before you can spend them. We think that's a bad trade. Tonhub was built for the people who refuse it.
Crypto earners
Freelancers, creators and gamers who get paid on-chain. Skip the off-ramp shuffle and spend what you earned the day it lands.
- Paid in crypto, spend in euros
- No P2P trades, no withdrawals
- One card that works worldwide
Movers & nomads
You live two or three countries away from your bank. Tonhub isn't tied to any of them, so it doesn't care where you wake up.
- Not tied to one country's bank
- Card in your phone's wallet
- Send euros to any IBAN
TON app users
Connect to games, markets and mini apps across TON. Tonhub shows you what each one is asking for before you sign.
- TON Connect built in
- Clear requests, plain amounts
- Sign with Face ID or PIN
02 The wallet
Not just a wallet. A way to use it.
Most wallets stop at send and receive. Tonhub carries on to the shop counter, the bank account and the staking pool, all from the same balance and all under your keys.
Self-custody wallet
A full account on the TON blockchain. Send, receive and connect to apps around the clock. We never see your keys and couldn't move your coins if we tried.
- TON and tokens on TON
- Keys generated on your device
- No sign-up, no ID for the wallet
Tonhub Card
A debit card wired to your wallet. Add it to Apple Pay or Google Pay and pay wherever cards work. Crypto turns into euros at the moment you pay, not before.
- In shops and online, worldwide
- Up to €25,000 a month
- Freeze, limit and track in the app
Pay any bank account
Rent, invoices, a sister in another country. Enter an IBAN, pick an amount and your crypto arrives as euros in a normal bank account.
- SEPA and SWIFT
- Paid from your wallet balance
- The recipient needs nothing new
Whales staking
Become a nominator in the Whales pool and help secure TON. Your coins go to validation only, and the rewards are shared among everyone in the pool.
- Run by TON's first product team
- Smart contract, independently audited
- Stake and unstake in a few taps
From your wallet to their bank. No detour.
The old route was wallet → exchange → withdrawal → bank, with a fee and a delay at every arrow. Tonhub cuts it to one step: you send from your wallet, they get euros in their account.
Tonhub
SEPA transfer
From your wallet1,200.00 USDT
To DE89 •••• 3000€ 1,104.00
RecipientM. Keller · rent, October
ConvertedAt the moment of sending
StatusDelivered
03 Security
We will never DM you.No one from Tonhub will ever message you first or ask for your recovery phrase. Anyone who does is a scammer.
We built it so we can't touch it.
Security at Tonhub isn't a promise to look after your money. It's an architecture where we never get the chance. Your keys, your data and your signature stay with you, and the code is out in the open for anyone to check.
Your data stays yours
The wallet asks for no name, email or phone number. We don't collect what we don't need, and we don't need much.
The official wallet contract
Your account runs on the standard TON wallet contract, first written by Telegram's engineers and finished by the TON Foundation. Nothing home-made.
Open source, for good
The core of the wallet is public on GitHub. It has been since day one and it will stay that way. Don't trust us, read it.
Face ID, fingerprint or PIN
Every transfer and every card top-up needs you on the other end. Lose your phone and the thief gets a locked screen, nothing more.
04 How it works
Your wallet pays. The till sees euros.
Your card has its own smart contract, linked to your wallet. You top it up directly, without any middleman, and the conversion to fiat only happens when you actually pay.
Your wallet
You hold it
Coins sit in your own TON account. Only your keys, on your phone, can move them.
Card contract
You top it up
Move as much as you want to spend into the card's smart contract. It's on-chain and it's still in your name.
The till
It gets paid
Tap your phone. Crypto is converted to fiat in that second and the merchant is paid like any other card.
Card in your phone, in three steps
The wallet is ready the moment you open the app. The card takes one identity check, and then it's yours to use straight away.
- Install Tonhub and create your walletYour keys are generated on your phone. Write your recovery phrase on paper and keep it somewhere no one else can find it.
- Tap “Get Tonhub Card” and verify yourselfA short ID check with a photo of your document. Open to adults in supported jurisdictions.
- Add it to Apple Pay or Google PayYour virtual card is issued as soon as you're verified. Top it up from your wallet and pay.
05 Wallet & card
The wallet is free.
The card is one tap away.
Use the wallet with no account and no paperwork. When you want to spend in the real world, add the card. Same app, same keys.
For everyone
Tonhub Wallet
No sign-up, no ID, no monthly fee.
- Self-custody TON wallet
- TON, USDT and other tokens on TON
- Staking with the Whales pool
- TON Connect for apps and games
- Face ID, fingerprint or PIN
Supported jurisdictions, 18+
Tonhub Card
Everything in the wallet, plus a way to spend it.
- Virtual debit card in Apple Pay & Google Pay
- Pay at 90M+ merchants, in store and online
- Up to €25,000 card spending a month
- Transfers to any IBAN via SEPA & SWIFT
- Instant notifications, limits and freeze
Card conditions
The short version. Full terms are in the app before you apply.
| Item | Tonhub Card |
|---|---|
| Card type | Virtual · Apple Pay & Google Pay |
| Monthly spending limit | €25,000 |
| Bank transfers | SEPA & SWIFT |
| Who can apply | Adults in supported jurisdictions |
Supported jurisdictions
The Tonhub Card is open to adults living in these 35 countries and territories. We add more as our card partners do.
Europe
Austria
Belgium
Bulgaria
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Kingdom
Americas
Argentina
Brazil
Asia-Pacific
Australia
New Zealand
Hong Kong
Taiwan
06 FAQ
Straight answers.
What does “non-custodial” mean here?
It means we don't hold your coins and can't move them. Your wallet is an account on the TON blockchain controlled by keys that live on your phone. Tonhub gives you the app, the card and the connections, but every outgoing transaction needs your signature.
How can a card be non-custodial?
The Tonhub Card is linked to a smart contract tied to your wallet. You decide how much to move into it, and it's only converted to fiat at the moment you pay. Until then it's on-chain, in your name. There's no exchange account sitting in between.
Who can get the card?
Anyone aged 18 or over who lives in one of the supported jurisdictions listed above. You'll go through a short identity check in the app. The wallet itself has no such requirement; anyone can use it.
What if there isn't enough on the card when I pay?
The payment is declined, the same as with any debit card. Top up from your wallet and try again. Lots of failed attempts in a row can trigger extra security checks, so it's worth topping up first.
Does the card work without internet?
No. Each payment is checked in real time, which needs a connection. It's a deliberate trade: a second of checking for a lot more protection.
How does staking work?
You join the Whales pool as a nominator. The pool's smart contract only lets your TON be used for validating the network, and the rewards from validation are split among the nominators. Every staking action is built into the app, so there are no commands to copy and no typos to pay for.
What happens if I lose my phone?
Your coins aren't on the phone. They're on the blockchain. Install Tonhub on a new device and restore your wallet with your recovery phrase. Nobody else can do that for you, including us, so keep that phrase offline and private.
How do you deal with card fraud?
Every card payment and refund request goes through anti-fraud and anti-money-laundering checks. Refunds are issued only for genuine, verified transactions. Fake refund claims, borrowed accounts and attempts to spend money that isn't there are blocked, investigated and reported to the authorities.
07 Get the app
Your crypto,
ready to spend.
Download Tonhub, create your wallet in a minute and add the card when you're ready. Made by the people who built the first products on TON.